Vermont vs Massachusetts: Where Renters Insurance Costs More
Renters Insurance in Vermont ($17/mo) vs Massachusetts ($18/mo) — a 6% gap between neighbors, explained with July 2026 data.
Vermont and Massachusetts share a border, but for renters insurance they don't share much else: Vermont averages $17/mo (rank #7 of 50) and Massachusetts averages $18/mo (rank #11) as of July 2026 — a 6% gap. Insurance is regulated state by state, so each side of the line is its own market.
| Vermont | Massachusetts | U.S. average | |
|---|---|---|---|
| Monthly premium ($30K property) | $17/mo | $18/mo | $23/mo |
Vermont in context
Vermont is one of the cheapest states in the country for renters insurance, ranking #7 of 50 at $17/mo — about 26% below the national average of $23/mo.
Massachusetts in context
Massachusetts lands in the affordable middle of the pack at #11 of 50, averaging $18/mo — about 22% below the national average.
Full local breakdowns: Vermont · Massachusetts · all states ranked.
The single most reliable way to cut your premium is comparing quotes — carriers price the same coverage very differently — State Farm averages $14/month while others charge $24+ for comparable policies.
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